Expat Home Cover 

Expat Home Cover is based in Spain and offers a personal service by taking the time to ask the questions which will make sure your home is truly covered.

Expat Home Insurance Cover: Spain based Insurance Broker

Established since 1990

There is no need to overpay for a holiday home. By the same token, a main residence will need to be fully insured. You can trust in us as we have over 30 years experience to guide you through the many options and different companies.

Contact us for a Quote

With over 30 years Experience we can provide a policy that is right for you.

3 Benefits of insuring through us


Expat Home Cover 1

Analysis of your home

We don’t treat customers as a number. We treat each customer with the time required to get all the details right. 

home insurance spain

Many options

There is no need to over pay for a insurance policy. We can offer varying levels of cover based on your needs. 

Expat Home Cover 2

Personal and Efficient

Our motto is simply the customer comes first. We have a dedicated claims team, who are fluent English and Spanish Speaking. We issue a policy offering a personal service and finalise claims in a efficient manner.   



Quotation Process

Step 1

The first step for us to gain a idea of your needs is by completing the questionnaire. Based on your answers we will be able to give a first stage quote. 

Step 2

The second step will be to have a telephone conversation or clarifications over email, to discuss any areas of your answers which we may need you to expand on. 

Step 3 

The final step will be to email a 3 quotes with a recommendation which quote will be most suitable. 

 Home Insurance Questionnaire 

Full questionnaire below:

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    Expat Home Cover: Responsive Staff, Personal Service, Excellent Claims department & More…

    We guarantee same day response to any questions. Quotes from 3 companies to give you choice and varied selection. Finally based on your needs we offer our recommendation on the best option.

    Mortgage Protection

    Is your bank making you paying through the nose for your home insurance ? Under European law you are entitled to contract your home insurance policy away from your bank, 1 year after the mortgage was set up. Pay up to 50% less and get a service from qualified Insurance specialists.

    Our Home Insurance providers

    hiscox home spain
    Expat Home Cover 3
    Zurich Home Insurance



    Nothing Quite Like being well insured

    We can insure basic home cover for excellent value. Even if you need to add Renters liability or landlord protection we can offer a great policy at low price that does not scrimp on cover. 


    Large Homes and Villas are also our specialty, incluinding ALL RISK COVER

    Whether you have a large jewelry or watch collection there are policies that are available to you. We have options for no limits on ALL RISK cover to valuable items with an option for no deductible. 


    Large paintings collection?

    We can offer a separate policy that solely covers your paintings. You may insure collections, antiques or paintings under your general home policy.

    However, a specialist policy is price effective and allows you to be flexible to move your home insurance on renewal with peace of mind that your valuable collection will not be affected.


    Our service is unique in that our knowledge does not come at a premium.

    We take pleasure in offering great value and providing a personal service. Knowledgeable, efficient and friendly staff that get the right policy for you -  that’s Expat Home Cover in a nutshell. Start working with us and let your worries leave! 

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