Home Insurance

in Spain

There is no need to overpay for a home Insurance.  You can trust in us as we have over 30 years experience to guide you through the many options and different companies.

Contact us for a Quote


Excellent rates for home Insurance in Spain. Covering all the bases that does not scrimp on cover

With over 30 years Experience we can provide a policy that is right for you

Quotation Process

Step 1

The first step for us to gain a idea of your needs is by completing the questionnaire. Based on your answers we will be able to give a first stage quote. 

Step 2

The second step will be to have a telephone conversation or clarifications over email, to discuss any areas of your answers which we may need you to expand on. 

Step 3 

The final step will be to email a 3 quotes with a recommendation which quote will be most suitable. 

 Home Insurance Questionnaire 

Full questionnaire below:

Home Insurance Companies we Recommend

5.0

Liberty Insurance holiday rentals

Excellent options for a standard policy with flexible options to increase or decrease coverage while rented. 

  • Many excess / deductible options
  • Rental options and Landlord defense
  • Plus or Premium Packages
  • Option to include Excess water consumption cover
  • Possibility to include cover for tenants contents for short or long term lets.
5.0
Zurich Home Insurance

Zurich Insurance 

Zurich are a great option for large properties that are rented out either short or long term 

  • Excellent rates even with no Alarm connected
  • Coverage  for short or long term rentals, including holiday rentals
  • High value properties are accepted even when rented. 

Claims process

Guaranteed Claims Satisfaction

  1. 1
    Acknowledge a Reported Claim: Within 24 hrs once you have reported a claim, we will contact you and email you a reference number with emergency contact details in case your claim requires urgent handling.
  2. 2
    Representative Assigned: Within 1 business day. We assign a specialized claims professional to your claim and they will contact you within 2 business days to explain next steps and answer questions.
  3. 3
    Coverage Validated: Within 5-10 business days. Your claims representative will work with you to understand the basis of your claim and obtain the necessary information to validate coverage.
  4. 4
    Decision Made: Within 15-20 business days our claims department will contact you with a decision and next steps after validating your coverage. 

Analysis of your home

We don’t treat customers as a number. Expat Home Cover treat each customer with the time required to get all the details right. 

home insurance spain

Many options

There is no need to over pay for a home insurance policy. We can offer varying levels of cover based on your needs. 

Personal and Efficient

Our motto is simply the customer comes first. We have a dedicated claims team, who are fluent English and Spanish Speaking. We issue a policy offering a personal service and finalise claims in a efficient manner.   

Best Rates for Home Insurance in Spain

There are many questions that need to be answered to access the correct level of cover your property needs. If you own an apartment, does your community insure the buildings structure? Does your property have outbuildings or a retaining wall? Another key questions is the amount of terracing, as this is not calculated at the same rate as the interior square meters of your property. As professionals and with years of experience we can assess your needs quickly and finally provide a quote with the correct level of cover at the best price. 

Holiday Home Insurance providers

hiscox home spain
Zurich Home Insurance

Nothing Quite Like being well insured


offering great value and providing a personal service. Knowledgeable, efficient and friendly staff that get the right policy for you -  that’s Expat Home Cover in a nutshell. Start working with us and let your worries leave! 

We offer free analysis of your current policy

Do you know if you are properly insured under your current policy? 

We will be happy to receive a copy of your current insurance conditions and give advice on it.  

It’s rare for any company to address all of my requirements, but that’s exactly what Expat Home Cover consistently do. Their service is always friendly, professional and efficient, David and Philip are very knowledgeable about the products on offer. What’s more, their quotes are competitive, which is why I have my car and home contents insured with them. David and his team have never let me down – I doubt you’ll be disappointed if you try them too!


Deborah

Costa del Sol Customer

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