High Value Home 

Expat Home Cover offer specialist  products tailored for High Value Home Insurance. We focus on unique, high quality coverage and our many years of experience will mean you get the right quote at the best price. 

We can offer excellent value High Value home insurance policies that won't break the bank. As a qualified Insurance brokers we will be able to manage your policy from quoting to renewing and manage any claims. 

Unlimited Home Insurance cover. To help make sure you're never under insured.

Excellent rates for High Value home Insurance. A home policy that covers all the bases and that does not scrimp on cover

Quotation Process

Step 1

The first step for us to gain a idea of your needs is by completing the questionnaire. Based on your answers we will be able to give a first stage quote. 

Step 2

The second step will be to have a telephone conversation or clarifications over email, to discuss any areas of your answers which we may need you to expand on. 

Step 3 

The final step will be to email a 3 quotes with a recommendation which quote will be most suitable. 

 Home Insurance Questionnaire 

Full questionnaire below:

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    High Value Home Companies

    Liberty holiday home insurance

    Liberty Insurance 

    Excellent options for a standard policy with added extras and all risk cover

    • Many excess / deductible options
    • Plus or Premium Packages
    • Option to include Excess water consumption cover
    • Possibility to include cover for tenants contents for short or long term lets.
    • Contents cover available for unoccupied property
    Zurich holiday Home Insurance

    Zurich Insurance 

    Zurich are a great option for large properties 

    • Excellent rates even with no Alarm connected
    • Coverage  for short or long term rentals, including holiday rentals
    • High value properties are accepted even when rented. 
    High Value Home 1

    Hiscox High Value Home

    Excellent options for a standard policy with added high value cover

    • Many excess / deductible options
    • Plus or Premium Packages
    • Option to include Excess water consumption cover
    • All Risk options for Art, Jewellery and Collections
    • Unlimited Home Insurance cover. To help make sure you're never under insured, our home insurance provides unlimited cover.
    • Accidental damage for your buildings and contents included as standard
    • Exceptional claims service. Claims are handled very swiftly with little in the way of obstacles for processing payments.
    •  Contents Insurance covers individual items or sets up to €15,000 as standard. This comes in very handy if you have many valuable items in the home and do not have the time to get an assessor to visit your home and do a valuation of each item. Added to this it gives you peace of mind that you will not miss any item of high value that you did not remember to name on the policy.
    • Tailored high-value jewellery and watch cover
      You don't need to list them or buy separate cover. Although we always recommend giving a general description of the items 

    Claims process

    Guaranteed Claims Satisfaction

    High Value Home 2
    1. 1
      Acknowledge a Reported Claim: Within 24 hrs once you have reported a claim, we will contact you and email you a reference number with emergency contact details in case your claim requires urgent handling.
    2. 2
      Representative Assigned: Within 1 business day we assign a specialised claims professional to your claim and they will contact you within 2 business days to explain next steps and answer questions.
    3. 3
      Coverage Validated: During 5-10 business days your claims representative will work with you to understand the basis of your claim and obtain the necessary information to validate coverage.
    4. 4
      Decision Made: Within 15-20 business days our claims department will contact you with a decision and next steps after validating your coverage. 
    High Value Home 3

    Analysis of your home

    We don’t treat customers as a number. Expat Home Cover treat each customer with the time required to get all the details right. 

    home insurance spain

    Many options

    There is no need to over pay for a home insurance policy. We can offer varying levels of cover based on your needs. 

    High Value Home 4

    Personal and Efficient

    Our motto is simply the customer comes first. We have a dedicated claims team, who are fluent English and Spanish Speaking. We issue a policy offering a personal service and finalise claims in a efficient manner.   

    High value Home Insurance providers

    liberty home insurance
    Zurich Home Insurance
    hiscox high value

    Nothing Quite Like being well insured

    Offering great value and providing a personal service. Knowledgeable, efficient and friendly staff that get the right policy for you -  that’s Expat Home Cover in a nutshell. Start working with us and let your worries leave! 

    High Value Home 5

    We offer free analysis of your current policy

    Do you know if you are properly insured under your current policy? 

    We will be happy to receive a copy of your current insurance conditions and give advice on it.  

    It’s rare for any company to address all of my requirements, but that’s exactly what Expat Home Cover consistently do. Their service is always friendly, professional and efficient, David and Philip are very knowledgeable about the products on offer. What’s more, their quotes are competitive, which is why I have my car and home contents insured with them. David and his team have never let me down – I doubt you’ll be disappointed if you try them too!


    Costa del Sol Customer