High Value Homes

Home insurance in Spain

Expat Home Cover offer specialist  products tailored for high value items and insurance needs. We focus on unique, high quality coverage and our many years of experience will mean you get the right quote at the best price. 

Contact us for a Quote

We only work with the best insurers that are specialists providing coverage for high net worth homeowners 

Quotation Process

Step 1

The first step for us to gain a idea of your needs is by completing the questionnaire. Based on your answers we will be able to give a first stage quote. 

Step 2

The second step will be to have a telephone conversation or clarifications over email, to discuss any areas of your answers which we may need you to expand on. 

Step 3 

The final step will be to email a 3 quotes with a recommendation which quote will be most suitable. 

 Home Insurance Questionnaire 

Full questionnaire below:

Claims process

Guaranteed Claims Satisfaction

  1. 1
    Acknowledge a Reported Claim: Within 24 hrs once you have reported a claim, we will contact you and email you a reference number with emergency contact details in case your claim requires urgent handling.
  2. 2
    Representative Assigned: Within 1 business day we assign a specialised claims professional to your claim and they will contact you within 2 business days to explain next steps and answer questions.
  3. 3
    Coverage Validated: During 5-10 business days your claims representative will work with you to understand the basis of your claim and obtain the necessary information to validate coverage.
  4. 4
    Decision Made: Within 15-20 business days our claims department will contact you with a decision and next steps after validating your coverage.

Analysis of your home

We don’t treat customers as a number. Expat Home Cover treat each customer with the time required to get all the details right. 

home insurance spain

Many options

There is no need to over pay for a home insurance policy. We can offer varying levels of cover based on your needs. 

Personal and Efficient

Our motto is simply the customer comes first. We have a dedicated claims team, who are fluent English and Spanish Speaking. We issue a policy offering a personal service and finalise claims in a efficient manner.   

Valuable Items cover

Is your current insurer unable to insure your jewelry or watch all risk outside the home? We work with companies that can insure any level of coverage for your valuable items. You don't have to pay a small fortune to get this type of cover. We can offer excellent value policies that won't break the bank.

As qualified Insurance brokers we will be able to manage your policy from quoting to renewing and in the eventuality of a claim, we also manage the process.

High Value Home Insurance providers 

hiscox home spain
Zurich Home Insurance

Nothing Quite Like being well insured

offering great value and providing a personal service. Knowledgeable, efficient and friendly staff that get the right policy for you -  that’s Expat Home Cover in a nutshell. Start working with us and let your worries leave! 

We offer free analysis of your current policy

It’s rare for any company to address all of my requirements, but that’s exactly what Expat Home Cover consistently do. Their service is always friendly, professional and efficient, David and Philip are very knowledgeable about the products on offer. What’s more, their quotes are competitive, which is why I have my car and home contents insured with them. David and his team have never let me down – I doubt you’ll be disappointed if you try them too!


Costa del Sol Customer