Hiscox Home Insurance in Spain 

Hiscox underwrites home insurance in Spain, via the Lloyd’s insurance market

hiscox home spain

Hiscox underwrites have over 100 years experience in the insurance sector. They are home insurance experts in Spain quoting for collections, watches, jewellery, paintings, antiques, collections and other items of high value. 

Get a Hiscox Quote

With over 30 years Experience we can provide a Hiscox policy that is right for you.

Quotation Process

Step 1

The first step for us to gain a idea of your needs is by completing the questionnaire. Based on your answers we will be able to give a first stage quote. 

Step 2

The second step will be to have a telephone conversation or clarifications over email, to discuss any areas of your answers which we may need you to expand on. 

Step 3 

The final step will be to email a 3 quotes with a recommendation which quote will be most suitable. 

 Home Insurance Questionnaire 

Full questionnaire below:

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    Claims process

    Guaranteed Claims Satisfaction

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    1. 1
      Acknowledge a Reported Claim: Within 1 business day. After you report a claim, we’ll email you a reference number and emergency contact details in case your claim requires urgent handling.
    2. 2
      Representative Assigned: Within 2 business days. Hiscox assigns a specialized claims professional to your claim and will contact you within 2 business days to hear about your situation, explain next steps and answer questions.
    3. 3
      Coverage Validated: Within 5-10 business days. Your claims representative will work with you to understand the basis of your claim and obtain the necessary information to validate coverage.
    4. 4
      Decision Made: Within 10-20 business days. Your claims representative will contact you with a decision and next steps after validating your coverage. 
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    Analysis of your home

    We don’t treat customers as a number. Expat Home Cover treat each customer with the time required to get all the details right. 

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    Many options

    There is no need to over pay for a home insurance policy. We can offer varying levels of cover based on your needs. 

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    Personal and Efficient

    Our motto is simply the customer comes first. We have a dedicated claims team, who are fluent English and Spanish Speaking. We issue a policy offering a personal service and finalise claims in a efficient manner.   

    Excellent Claims department & More…

    We guarantee same day response to any questions and quick and efficient claims handling.  

    Below's video from Hiscox outlines their ethos as a company. 

    Valuable Items Cover

    Is your current insurer unable to insure your jewelry or watch all risk outside the home? Hiscox are a company that can insure any level of coverage for your valuable items. You don't have to pay a small fortune to get this type of cover. Hisox offer excellent value policies that won't break the bank. As a qualified Insurance brokers we will be able to manage your Hiscox policy from quoting to renewing and in the eventuality of a claim, we also manage the process.

    Our other Home Insurance providers

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    Zurich Home Insurance

    Nothing Quite Like being well insured

    Offering great value and providing a personal service. Knowledgeable, efficient and friendly staff that get the right policy for you -  that’s Expat Home Cover in a nutshell. Start working with us and let your worries leave! 

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    We offer free analysis of your current policy

    Do you know if you are properly insured under your current policy? 

    We will be happy to receive a copy of your current insurance conditions and give advice on it.  

    It’s rare for any company to address all of my requirements, but that’s exactly what Expat Home Cover consistently do. Their service is always friendly, professional and efficient, David and Philip are very knowledgeable about the products on offer. What’s more, their quotes are competitive, which is why I have my car and home contents insured with them. David and his team have never let me down – I doubt you’ll be disappointed if you try them too!


    Costa del Sol Customer