HOME INSURANCE MYTHS
- Most burglaries happen during the weekend.
DEBUNK: According to a study done by AXA, Monday is the day of the week in which more robberies occur. Thieves take advantage of the fact that the owners have left to work. They have study previously the movements and schedules of the owners.
Medical expenses are covered in case of injury.
DEBUNK: Your liability is covered, so, if a guest gets hurt, your responsibility is covered by your home insurance. However, it will not cover you or a family member in case they got injured.
You are covered for accidental damage.
DEBUNK: This will depend on your specific policy. Accidental damage protects against unintentional one-off incidents. It is important to check in your policy if it is included.